Which of the following must NOT be a condition for an accidental death benefit to be paid?

The correct response highlights that the cause of death does not necessarily have to be job-related for an accidental death benefit to be paid. Accidental death benefits are meant to cover any unexpected deaths resulting from accidents, irrespective of whether the death occurred at work or in any other setting. Therefore, stating that the cause of death must be job-related is not a requirement for these benefits.

In contrast, the other options outline conditions that typically apply to accidental death benefits. For instance, a defined accident is essential; the policy explicitly states what constitutes an accident. Additionally, many policies require that death occurs within a certain timeframe following the accident—often within days or months—to qualify for the benefit. Although the natural causes of death are generally excluded in accidental death claims, job-related injury is not an overarching condition, which makes the emphasis on it as a requirement unnecessary.